Business POS: how to choose the right payment solution
A business POS must handle more than a card tap: companies need multi-site control, accounting exports, APIs and predictable settlement. Italian businesses must accept electronic payments; refusing a card can mean a €30 penalty plus 4% of the refused amount. RoxPay offers €0.15 + 0.35%-0.85% IC++ with no fixed monthly fee.
Business POS cost comparison
| Model | Pricing | €20,000/month | €100,000/month |
|---|---|---|---|
| Bank blended POS | 1.2%-1.95% + €15-€40 fee | €240-€390 + fee | €1,200-€1,950 + fee |
| RoxPay | €0.15 + 0.35%-0.85% IC++ | about €190-€320 | about €950-€1,600 |
Indicative figures based on a €50 average ticket and EU consumer cards.
What a company POS must provide
Assess acquiring and settlement, multi-site visibility, transaction-level reconciliation and integrations with ERP, e-commerce and fiscal systems. Fixed, portable, Android Smart POS and SoftPOS terminals can share one acquiring contract.
Bank POS or independent gateway?
Bank POS contracts often bundle an opaque rate with a terminal fee and tie settlement to one bank. An independent gateway such as RoxPay supports any SEPA IBAN, consolidated reporting and transparent IC++ pricing across online and physical channels.
Frequently Asked Questions
What is the best POS for a company?
Choose the provider that matches volume, sites and reconciliation needs. Transparent IC++, API access and one dashboard matter more than the device alone.
Must Italian businesses have a POS?
Yes. Since 30 June 2014 businesses and professionals must accept electronic payments, with a €30 penalty plus 4% of a refused transaction.
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Optimize your payments today
Find the right business POS with RoxPay at /en/contact.
✓ No monthly fixed costs · ✓ Activation in 24 hours · ✓ Dedicated technical support